Free tools, guides, and information to help you fight back and protect your home.
Send a Qualified Written Request (QWR) to your servicer demanding your loan documents.
Search your county recorder's office for all documents recorded against your property.
If you're in foreclosure, find your court dates and deadlines immediately.
The complete guide to fighting foreclosure fraud and winning.
Official government agencies and programs that can assist homeowners.
Federal agency that protects consumers in the financial marketplace. File complaints against mortgage servicers, access educational materials, and learn your rights.
Visit CFPB →Free or low-cost housing counseling from HUD-approved agencies. Counselors can help you understand your options and work with your lender.
Find a Counselor →Find free legal aid in your area. LSC funds legal aid organizations that help low-income Americans with civil legal problems including foreclosure.
Find Legal Aid →Your state AG's office may have resources for homeowners and can investigate predatory lending and mortgage fraud. Many have consumer protection divisions.
Find Your AG →Find court information, self-help resources, and legal research tools.
Many courts have self-help centers with forms, instructions, and sometimes volunteer attorneys to help people representing themselves.
Learn More →Access federal court case files. Research similar foreclosure cases in your jurisdiction to see what arguments worked.
Access PACER →Free access to case law. Search for foreclosure decisions in your state to find relevant precedents.
Search Cases →Search for all documents recorded against your property. Look for assignments, substitutions of trustee, and notice of default.
Search Your County →Sample documents to help you get started. Full templates included with the book.
A formal request under RESPA that requires your servicer to provide information about your loan. They must respond within a specific timeframe.
What to request:
Complete template included with the book.
A discovery request that requires the other party to produce documents. Essential for uncovering fraud in your case.
What to request:
Complete template included with the book.
Ask the court to dismiss the foreclosure case if the bank can't prove they have the right to foreclose.
Common grounds:
Complete template included with the book.
Written questions the other party must answer under oath. Great for getting information about document preparation.
Sample questions:
Complete template included with the book.
Signs that your mortgage documents may be fraudulent or forged.
The book explains each red flag in detail with real examples.
Get the Complete GuideForeclosure processes vary significantly by state. Know your state's rules.
In these states, the lender must file a lawsuit to foreclose. You have more opportunities to fight in court.
States include: Connecticut, Delaware, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Nebraska, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Vermont, Wisconsin
In these states, foreclosure happens through a notice process without court involvement. You must be proactive to get into court.
States include: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Georgia, Hawaii, Idaho, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, North Carolina, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wyoming, District of Columbia
Some states allow both processes. The book covers strategies for both judicial and non-judicial foreclosures.
Get the complete Foreclosure Defense Survival Playbook with all templates, strategies, and AI tools guidance.